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Payments Culture
Strategy, culture & trends in payments and fintech
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68 articles published
April 2026
(2)
16
Polygon is ready for agentic commerce
13
Finally made it back from the other side
February 2026
(3)
23
Thinking and building in fintech with AI
14
Resilience and Innovation: Ukraine's Fintech Ecosystem
8
Dollarising the world — coin by coin
January 2026
(3)
31
How Geopolitics Shapes Fintech in 2026
20
What's going on with the UK's favourite bank?
8
My Most Read Posts of 2025
December 2025
(2)
18
Building the Infrastructure for Crypto at the Checkout — with WalletConnect
2
Did Curve Force Visa and Mastercard to Innovate?
November 2025
(2)
19
How Apple Disrupts Passports (!), Payment Cards, and Payment Terminals
6
How to Keep Up with the Global Payments Industry in 2025
October 2025
(4)
30
Eleven Ways That Apple Pay Changed Payments — Part 1
22
Can AI-Routing increase revenue? (in conversation with Worldline)
12
Three fintech stories for the weekend (#1)
8
Blik and you'll miss it
September 2025
(2)
24
Why Ryanair wants you to Pay by Bank
8
Monzo’s fintech marketing genius ✨ (and what we can learn from it)
August 2025
(1)
12
Escaping America’s payments empire
July 2025
(2)
20
Building the CFO stack for global finance teams
10
Meta invests in Ray-Ban maker but what's the plan for payments?
June 2025
(4)
26
How payments go from Person to Business (P2P to P2B), with insights from EBANX
22
Circle's bumper IPO and highlights from Money20/20 Europe
10
Using blockchain to power real-time payments with Tassat; do we still need cash?
2
Can Revolut compete with American Express?
May 2025
(3)
27
How fintech can still help the planet
19
Crossing the chasm with payments (part 1)
9
Block's earnings miss, agentic commerce and much more
April 2025
(1)
30
BNPL in the midst of a trade war
March 2025
(2)
29
Writing about writing after almost two years of writing on Substack
9
Stablecoins have had a rocket boost - will merchant payments be next?
January 2025
(1)
31
Germany's legacy payment tech and the impact of AI
December 2024
(1)
31
What happened and what's coming up (2024 review)
October 2024
(3)
28
Innovation in Open Banking
8
Scaling regional fintech - with fintech Wales
3
Meta's Orion and post-device payments
September 2024
(3)
27
Travel + tech + fintech in Southeast Asia
11
Neobanks (Part 2) - success or failure?
6
Neobanks (part 1) - riding the wave
August 2024
(3)
25
Mobile payments explosion
15
Incentivising Open Banking
5
Meta's payments potential
July 2024
(3)
31
Payment schemes vs payment rails
21
Understanding Africa's fintechs
10
Alipay+ and Chinese brands at Euro 2024
June 2024
(4)
26
How Apple Pay changed payments
18
Money 2020 Europe - round up
16
How card numbers will disappear
5
How fraud keeps growing
May 2024
(2)
15
What's holding back Open Banking?
1
Mario Balotelli, volleyball, and Bitcoin in Turkey
April 2024
(2)
23
You've heard of BNPL - what about SNBL?
10
Does the Visa and Mastercard settlement really matter?
March 2024
(2)
13
Has SoftPOS been a success in Europe so far?
6
China's mobile payment apps as soft power
February 2024
(2)
21
Travel in Morocco - and the downsides of cash
7
How Japan pays - payments in Japan
January 2024
(2)
17
How fintechs are changing student finance
3
Spain's difficult road to Black Friday
December 2023
(1)
20
Three key trends driving payments (2023 review)
November 2023
(2)
29
How tipping is changing and fintechs are helping
15
How India's Digital Public Infrastructure (DPI) is changing payments
October 2023
(2)
25
How payments evolve - notes from Croatia
4
How credit card rewards work
September 2023
(2)
20
How to deal with a payments outage
6
How every bank can be a payments company
July 2023
(1)
5
How software disrupts payments
May 2023
(1)
24
How payments can help save the planet